XS Wear & Tear protects your customers from excess wear and tear charges assessed at the scheduled lease termination.

As leasing continues to gain in popularity, many consumers learn about lease termination fees and charges the hard way. Valued customer relationships can be damaged by unexpected cash penalties. The impact of a surprise fee that may total thousands of dollars can be devastating. Disillusioned customers may make their next vehicle purchase elsewhere.

XS Wear & Tear Protection shields your customers from subjective charges assessed on the condition of the vehicle when it is turned in at the end of the lease. As an additional feature, XS Wear & Tear also eliminates the charge for the first 1000 miles beyond the allotted lease mileage. For a small addition to the monthly lease payment, lessees are free to enjoy their new car with no fear of wear and tear fees looming at the end of the l.

This product is underwritten out of our Home Office in Cincinnati. As a service, FIS will assist our agents in: making contact with the Underwriter, obtaining an Application, and presenting submission material for review by the Underwriter.